QUANTUMONLINE.COM SECURITY DESCRIPTION:  Citigroup Funding Inc., 9.25% ELKS (Equity LinKed Securities) based on the common stock of Best Buy Co. Inc. (NYSE: BBY), due 12/7/2006, and issued at $10 per ELKS. The ELKS pay a total of $0.9456 in cash composed of $0.4729 in interest and $0.4727 in option premium, payable on 6/7/2006 & 12/7/2006. At maturity the holder will receive either $10 in cash or 0.21254 shares of Best Buy common stock if the price of Best Buy's stock at any time during the term of the ELKS is less than or equal to $35.29 (75% of the initial share price of $47.05 on 11/21/2005). The ELKS are not principal protected and at maturity the holder could receive stock whose value is less, and possibly significantly less, than the original investment in the ELKS. See page S-3 of the IPO prospectus for further information on the ELKS and their maturity payment by clicking on the ‘Link to IPO Prospectus’ provided below. The ELKS are senior unsecured debt securities issued by Citigroup Funding Inc., guaranteed by Citigroup Inc. and will rank equally with all of their other unsecured and unsubordinated debt. Citigroup Funding Inc. is a wholly-owned subsidiary of Citigroup Inc. (NYSE: C) whose business activities consist of providing funds to Citigroup Inc. and its subsidiaries for general corporate purposes.

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HOME PAGE:     http://www.citigroup.com/ (This parent company URL is for reference only and does not have specific information on the security.)

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Address and Phone Numbers

Address:   399 Park Avenue, New York, NY 10043
Main Phone Number	212-559-1000
Fax Number	Not Available